All City Appraisal is your FHA certified appraisal company

All City Appraisal is CA state certified and on the FHA Roster of approved residential appraisers. All City Appraisal is certified and approved to do reports for FHA insured loans. A certain amount of the regular training our staff at All City Appraisal receives deals precisely with decoding the FHA's documentation and their rules and procedures.

Contact us today if you need to get an appraisal done on an FHA-insured loan.

An FHA loan is insured by the Federal Housing Administration, a federal agency that is a part of the U.S. Department of Housing and Urban Development (HUD). The lending organization provides all the finances; the FHA simply backs the transaction with mortgage insurance in case the borrower defaults on his or her loan. Applicable to all purchasers, FHA loan programs are formed to assist credit-worthy low-income and moderate-income families who do not have the qualifications for conventional loans.

Down payments are often lower with an FHA loan despite using conventional market rates. FHA loan programs are particularly helpful to those consumers with less accessible funding.

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Today's Rates

Mtg Loan Rate APR
30-yr Fixed 4.94% 5.1%
15-yr Fixed 4.33% 4.56%
1-yr Adj 2.77% 3.44%
* national averages