All City Appraisal is your FHA certified appraisal company

We confidently state that All City Appraisal is an FHA-approved appraisal service in CA. If you have an FHA-secured loan, be sure to contact All City Appraisal, as we are approved and qualified to perform FHA appraisals. A certain amount of the ongoing training our staff at All City Appraisal completes deals strictly with decoding the FHA's documentation and their rules and procedures.

If you need an report for an FHA loan, please contact us, and we'll be able to help you right away.

If your loan is FHA certified, that means that it has been secured by the Federal Housing Administration, which is a branch of the United States Department of Housing and Urban Development (HUD). The lending company takes care of all the money in the loan; the FHA simply backs the transaction with mortgage insurance in case the borrower defaults on his or her loan. Applicable to all homebuyers, FHA loan programs are made to help credit-worthy low-income and moderate-income families who do not have the qualifications for conventional loans.

The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. FHA loan programs are incredibly helpful to those homebuyers with less accessible starting capital.

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Today's Rates

Mtg Loan Rate APR
30-yr Fixed 4.38% 4.52%
15-yr Fixed 3.84% 4.04%
1-yr Adj 2.75% 3.41%
* national averages