Need an appraisal for an FHA-backed mortgage? Call All City Appraisal

Rest assured that All City Appraisal is an FHA-certified appraisal firm in CA. We are qualified and approved to do appraisals for FHA secured loans. A portion of the periodic training our staff at All City Appraisal undergoes deals exclusively with understanding the FHA's documentation and their rules and procedures.

Be sure to contact All City Appraisal if you need an appraisal done for an FHA-secured loan.

If your loan is FHA certified, that means that it has been guaranteed by the FHA, which is a branch of the United States Department of Housing and Urban Development (HUD). No part of the loan is provided by the FHA; what the FHA does is make sure that the mortgage is secure in case the borrower defaults on his or her loan obligations. Low-income and moderate-income homebuyers benefit from an FHA-insured financial transaction; the point of the Federal Housing Administration is to cooperate with credit-worthy consumers to meet expectations and qualifications for lending organizations that they otherwise would not.

Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. FHA loan programs are incredibly helpful to those buyers with less available funding.

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Mtg Loan Rate APR
30-yr Fixed 4.65% 4.8%
15-yr Fixed 4.11% 4.33%
1-yr Adj 2.76% 3.42%
* national averages