Need an appraisal for an FHA-backed mortgage? Call All City Appraisal

The FHA maintains of approved appraisers for each state - All City Appraisal is on the roster of approved appraisers for CA. This indicates that we are certified and approved by the FHA to do appraisal reports for home loans underwritten by them. A portion of the regular training our staff at All City Appraisal completes deals precisely with understanding the FHA's documentation and their rules and procedures.

If you're in need of an report for an FHA loan, please contact us, and we'll be able to help you right away.

An FHA loan is insured by the Federal Housing Administration, a federal organization within the U.S. Department of Housing and Urban Development (HUD). None of the money in the loan is provided by the FHA; what the FHA does is make sure that the mortgage is secure in case the borrower defaults on his or her loan obligations. Low-income and moderate-income homebuyers benefit from an FHA-insured loan; the point of the Federal Housing Administration is to help credit-worthy buyers to meet expectations and qualifications for lenders that they otherwise would not.

The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. The loan programs that the FHA offers are extremely useful to buyers with less starting income.

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Today's Rates

Mtg Loan Rate APR
30-yr Fixed 4.53% 4.68%
15-yr Fixed 4.02% 4.23%
1-yr Adj 2.76% 3.42%
* national averages