All City Appraisal

We confidently state that All City Appraisal is an FHA-certified appraisal firm in CA. This means that we are certified and approved by the FHA to do reports for house loans backed by them. FHA's guidelines, documentation and policies may seem difficult to grasp, but the staff at All City Appraisal is well-trained on how to follow the rules and regulations provided.

Contact us today if you need to get an appraisal done on an FHA-insured loan.

The FHA is the Federal Housing Administration, which is a federal agency in the United States Department of Housing and Urban Development (HUD) - if your loan is an FHA-insured loan, it means it is secured by them. The lending company provides all the money in the loan; the FHA simply secures the transaction by providing mortgage insurance in case the borrower defaults on his or her loan. Applicable to all buyers, FHA loan programs are created to assist credit-worthy low-income and moderate-income families who do not meet requirements for conventional loans.

Down payments are often lower with an FHA loan despite using conventional market rates. FHA loan programs are incredibly useful to those buyers with less accumulated cash.

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Today's Rates

Mtg Loan Rate APR
30-yr Fixed 4.47% 4.62%
15-yr Fixed 3.94% 4.15%
1-yr Adj 2.76% 3.42%
* national averages